So, I’ve been working hard putting together the 21 Day Savings Challenge. I am REALLY excited about this because I believe it is going to launch you so far forward in your savings goals, that you just won’t stop until you reach them. And I’m confident, that even if all you do is the 21 Day Challenge, then you’ll still knock months or even years off your debt.read more
Not too long ago, I had a particularly busy time for work. I was constantly feeling guilty for taking time in the evenings and weekends to get work done. I had no time with my husband. I could see that this was not sustainable or healthy for our family if we let it continue. Practically though, I need to work for us to make ends meet. One night I was feeling very frustrated with finding enough time to grow my business and meet our financial needs while still meeting the needs of my family. For once, I quit working and talked it out with my husband. We had to make a plan to make things better, because I was on the edge. Things could not keep going down the same path.read more
Back when I first read about the concept of being “debt free” I immediately dismissed it. Ya right, there’s absolutely no way we’ll be able to do that on one low-income with one little kid and another one on the way. That’s great for them, but they don’t know how much debt we have and how small our income is!
At that point, I had pretty much accepted the fact that my husband and I would finally be paying off our student loans about the time our kids hit college age. There wasn’t even a tiny inkling of hope that our family would be debt free within ten years, let alone one!
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